Exemptions posture

Exemption decisions deserve the same narrative discipline as licensing — revenue attribution, activity overlays, and dual-license intersections must live in board-ready packets.

Prompts before you claim carve-outs

How do you classify California VA-touch revenue versus ancillary SaaS?
Do partnerships shift UAAR / kiosk hooks even if core flows seem exempt?
Will metals certificates or stablecoin corridors drag statutory scopes unexpectedly?

Inside CompliFi

Onboarding captures pathway selection plus exemption indicators so dashboards suppress irrelevant checklist noise while still urging vault hygiene for anything DFPI might challenge later.

Educational overview — confirm statutory conclusions with licensed counsel.