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Short answers for operators, investors doing diligence, and anyone landing from search. This page includes structured data (FAQPage) so Google and other systems can surface eligible snippets—still confirm regulatory details with counsel and official DFPI resources.
CompliFi (complifi.co) is crypto compliance software for digital-asset teams — workflow tools for licensing applications, evidence vaults, NMLS/MU-style bundles, and AML, cyber, custody, and consumer modules. We support multiple framework packs (including California DFAL, NYDFS, EU MiCA, and federal BSA themes). It is not the former Ethereum DeFi project, complifi.co.uk, complif.com, or complifi.io. Public education lives on this site; the full workspace is for pilot teams.
No. DFAL is one of our deepest framework packs today, alongside NYDFS BitLicense themes, EU MiCA, and federal AML/sanctions programs. Switch packs in the workspace to load the right checklist and modules for your jurisdiction — always confirm which regimes apply to your activities with counsel.
Crypto and virtual-asset operators preparing for or running under state, federal, or EU supervision — compliance, legal, operations, and executive stakeholders who need a shared, traceable picture of readiness, filings rhythm, and audit-friendly evidence. Not a substitute for outside counsel or regulator determinations.
CompliFi is designed to tie tasks to owners and vault artifacts, surface due dates and program health in one place, and reduce scattered evidence before exams or MU updates. Spreadsheets help plan; CompliFi aims to keep the narrative coherent as activities and personnel change.
No. Content on this website and in the product is informational and operational. Licensing, exemption posture, and disclosures must be validated with qualified counsel and against official regulator and statute sources.
The Digital Financial Assets Law (DFAL) is California’s framework for regulating certain digital financial asset business activity. It interacts with long-standing expectations for anti-money-laundering programs, consumer protection, information security, capital and bonding, and specialty topics like stablecoin and kiosk programs where they apply. Exact obligations depend on your activities, charter, and facts—always confirm with counsel.
The California Department of Financial Protection and Innovation (DFPI) supervises many licensees and applicants in this space, publishes guidance, and interacts with firms through licensing and examination processes. Official hubs and contact paths should be taken from DFPI directly (for example the DFPI Crypto Business Hub).
Many firms use the Nationwide Multistate Licensing System (NMLS) to structure company applications (often described as MU1-style) and individual control-person filings (often described as MU2-style). CompliFi mirrors those bundles as workflows so teams can align vault filenames, due dates, and narratives with what reviewers expect to see in the system of record.
Not necessarily. Some firms evaluate exemption or carve-out postures based on activities, revenue, and structure. That analysis is fact-specific. CompliFi onboarding can reflect whether you are pursuing a license or evaluating exemptions so the UI stays focused on the right checklist noise level—your counsel makes the final call.
Deep modules are topic-focused areas inside the workspace—such as AML, cybersecurity with NIST CSF-style self-assessment scaffolding, stablecoin reserves, kiosk UAAR rhythm, consumer complaints, and electronic precious metals—that align evidence and tasks to recurring DFAL themes when you select the relevant activities.
Public DFPI materials reference a July 1, 2026 licensure milestone for many firms engaging in digital financial asset business activity with California residents. Deadlines and phased requirements can change with legislation and rulemaking—confirm current dates on DFPI’s Digital Financial Assets hub and with counsel before filing.
Often yes. Federal BSA/MSB obligations, state money-transmitter licenses, and California DFAL licensing can stack. DFAL does not replace FinCEN registration, AML programs, or Travel Rule expectations for many models—map federal, state, and California requirements together.
ESMA has stated that MiCA transitional periods end July 1, 2026. Unauthorized crypto-asset service providers generally must cease regulated EU services or obtain MiCA authorization with an orderly wind-down or transfer plan for clients.
The Travel Rule requires covered financial institutions and many VASPs to share originator and beneficiary information on qualifying transfers (commonly at or above $3,000 in U.S. contexts for MSBs). Programs need policies, counterparty due diligence, and technical solutions—not just KYC at onboarding.
Public pages are listed in sitemap.xml and robots.txt. We publish an Atom feed at /blog/feed.xml and a machine summary at /llms.txt for AI orientation. Submit your production domain in Google Search Console and Bing Webmaster Tools for faster indexing.
Compliance tools at /tools list each regime by name. Open a program (e.g. California DFAL) for its checklist and calculators — browser-based, with local progress and HTML export. No account required for public tools.
The waitlist collects work emails for early access when CompliFi opens additional cohorts. Pilot and internal testers can still use team sign-in routes when your organization has been invited.
Start with the Learn hub and DFAL primer, browse framework guides for topic lenses, read field notes on the blog, and use this FAQ for quick answers. Pair everything with your counsel memo and DFPI resources.
Use the Contact page for structured messages and the waitlist for access requests. Response routing depends on how your deployment is configured; production support paths are published as they go live.
Still deciding?
Walk the interactive compliance checklists or explore the Learn hub. For access, join the waitlist.
Educational FAQ only—not legal advice. Confirm obligations with counsel and DFPI publications.